AI credits
The Credits tab in Settings — how many AI credits you have left this month, what each action costs, and exactly where the ones you spent went.
Every cloud-AI action in Dhaga costs credits. /app/settings → Credits
is the page that tells you how many you have left, where the rest went, and
what you did to spend them.
How many are left
The first card is the headline: credits remaining out of your total for the month, a bar showing how much of it you have used, and the date the counter resets. Allowances do not roll over — a fresh month starts from the full number.
Every plan has an allowance, including the free one: a free account gets 10 credits a month. That is ten card scans, or five scans and five notes, or five questions to Ask Dhaga — enough to keep capturing with AI, not enough to lean on it all month.
If your plan has no monthly ceiling, the card says Unlimited and shows what you have used so far instead of a number left.
If something has been added to your allowance, the card breaks it down rather than just showing a bigger number:
- Monthly allowance — what your plan (or this instance's configuration) includes.
- Promotion this month — replaces the line above when whoever runs the instance is running a promotional month.
- Credits added for you — a one-off grant, e.g. after something went wrong on their side. Grants are always added on top; they never rewrite what you spent.
Where your credits went
The second card is the breakdown for the current month: one row per kind of action, how many of them you ran, and what they cost. The rows add up to the total — that is the same number your monthly cap is measured against, so nothing is counted twice or quietly left out.
Credits are charged per action, not per model call — a card scan that takes two round-trips behind the scenes is still one scan:
| Action | Credits |
|---|---|
| Card scan | 1 |
| Quick add (pasted text or a signature) | 1 |
| Note (text) | 1 |
| Follow-up draft | 1 |
| Ask Dhaga (a question) | 2 |
| Pre-meeting brief | 2 |
| Deep research (enrich from the web) | 20 |
| Watchlist scan (nightly) | Free |
A photo note costs 2 — reading the image and extracting from the resulting text happen as two separate actions.
Deep research is the expensive one on purpose: it pays for live web searches on top of the model, and it is the only action whose real cost is dominated by something other than Dhaga's own tokens.
Watchlist scans are free. They appear in the breakdown marked Free rather than being hidden, so a month of nightly scanning is visible and accounted for without costing you anything. You never asked for any individual scan — how many people you can watch is what limits them instead.
Credits aren't the only gate
Deep research costs more than a free month holds, and deep research and pre-meeting briefs are Pro-and-up features anyway — having credits left over doesn't unlock them. What a free allowance realistically buys is card scans, notes, quick add, follow-up drafts and questions to Ask Dhaga.
Recent activity
The last card is a plain list of your most recent AI actions — "Card scan · 1 credit · 2 hours ago". It is deliberately capped at the 20 most recent actions: the month's accounting lives in the breakdown above, and this list is just there to jog your memory. It is not limited to this month, so opening the page on the 1st still shows you what you last did.
This page is yours alone
Everything here is derived from your own usage records. Whoever runs the instance has a separate admin screen for setting allowances and granting credits — it never shows them what you asked or what you captured.
Running out
When the month's credits are gone, you find out before you click: the AI buttons are greyed out, with the reason sitting next to them — "You're out of AI credits this month — all 10 used. They reset on the 1st." — and a See credits link back to this page. Nothing fails silently, and nothing is charged for an action you didn't get.
Greyed out until the counter resets: Extract contact on the paste tab, Scan card, Ask Dhaga, Brief me, Draft follow-up, and Enrich from public web.
Everything that doesn't spend credits keeps working exactly as before — manual capture and editing, adding a fact or a follow-up by hand, search by name, the graph, import, export, and voice dictation (which runs on your own device). Adding photos to a card-scan tray still works too; only the Scan button itself is greyed.
Notes are deliberately never greyed out, typed or photo — writing something down must not depend on having credits. What you had already typed is never thrown away either: save a note with an empty balance and it still saves — you just get told what didn't happen: "Note saved. You're out of AI credits this month, so facts weren't extracted." (a photo note says "Photo note saved…"). You can add facts by hand, or re-run extraction on that note once the counter resets.
Seeing "No monthly AI credits on this plan — upgrade to enable AI actions" instead? That is a cap of 0, which only happens when whoever runs the instance has deliberately set your allowance there. It is not what a free account normally looks like.
Self-hosting? DHAGA_AI_MONTHLY_CAP seeds your instance's monthly allowance —
it applies until an admin sets a number in the app, and from then on the stored
number is the one that counts. See Self-hosting.
Settings & import
The Settings page — profile, appearance, billing, 2FA, calendar, suggestions, card-photo storage, voice teaching, API keys — and importing your contacts from a file, a Google or Outlook connect, or your phone.
Self-hosting
Run the full AGPL core without Dhaga Cloud — what you get, what you don't, and how the hosted-mode switches work.